Articles - Mortgage Brokers in Victoria & Nanaimo

State of Lending Address: Underwriting Tightening Has Begun.

March 24, 2025

An insider article from mortgage guru Rob McLister prompted me to get this important message out: Underwriting is tightening up at the banks. Not just from what I’m reading in…

What’s The Difference Between a 700k house and an 800k house?

March 17, 2025

Consistency is key. Someone very important to me reminded me that consistency is important. While I take too much time to write something well thought out, I forget that consistency…

3 Tips to Take Advantage of the BoC Rate Cut

March 12, 2025

First, some honest feedback from one of my loyal clients: “Hi David. Your photo needs an upgrade. Lol, my 18 yo son said you look so stressed. Please and thank…

Monday Holiday Edition: When did anyone say, it wasn’t the right time to buy? Hint: Almost Never!

February 17, 2025

Mortgage Memo gets going! Are you signed up? I had some great feedback on the blog a few weeks ago, and about 150 signups to mortgage memo. I’m not signing…

Mortgage Memo – Friday February 14th

February 13, 2025

Full blogpost this weekend to your email! If you missed the last mortgage memo, two weeks ago, here’s the link! Lots of good conversation in this weekends edition, out Saturday…

Mortgage Memo – Updated News and Rates, Weekly, Daily, or Whenever News Happens

January 30, 2025

Today: Rates, then News, Then Your Mortgage Product of The Day First, let’s get to Rates, Thursday January 30, 2025: Important note: These are indicative rates only. They are basically…

Trump Tariff Threats and The BoC Interest Rate Cut

January 29, 2025

(article sent out to newsletter distribution list on January 28, 2025) You heard it here, first! I scrambled today’s newsletter together to beat the crowd, ahead of the BoC rate…

Sometimes, You’ve Got To Be Uncomfortable

January 29, 2025

(article originally sent out to newsletter distribution list on January 19th) I thought I’d start out by recognizing some of the good, and not so good feedback I’ve been getting…

Sunday Edition: Us Vs. The Banks.

January 6, 2025

To get things started, I wanted to thank Kelsey G for sending through this picture of a riveting scrabble board that was inspired by my last weekend update in late…

The Trump Effect, The Human Effect, and Cancel Culture.

December 2, 2024

I asked myself today why I write my articles. Sure, I enjoy writing, and I do get overwhelmingly good feedback. But I do have somewhat of a hidden agenda too.…

Recent articles & news

State of Lending Address: Underwriting Tightening Has Begun.

What’s The Difference Between a 700k house and an 800k house?

3 Tips to Take Advantage of the BoC Rate Cut

Monday Holiday Edition: When did anyone say, it wasn’t the right time to buy? Hint: Almost Never!

Mortgage Memo – Friday February 14th

Mortgage Memo – Updated News and Rates, Weekly, Daily, or Whenever News Happens

Trump Tariff Threats and The BoC Interest Rate Cut

Sometimes, You’ve Got To Be Uncomfortable

Sunday Edition: Us Vs. The Banks.

The Trump Effect, The Human Effect, and Cancel Culture.

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