Important Mortgage Rule Change Update: FICOM will not be making changes to it’s lending guidelines, which means that provincially regulated credit unions, such as Island Savings and Coastal Community Credit Union, will not have to adopt the new mortgage rule changes come January 1st, 2018. Find out how this can affect the approval of your early mortgage renewal application by contacting a mortgage expert today.
It’s The Same Question, Again and Again. When starting out with new clients, the same question pops up, each and every time. “What’s my rate?”. Of course everyone wants to know what their mortgage rate is going to be. It’s totally natural for us to be extra curious here, because frankly, your mortgage is your […]
Article originally sent out by email on August 10, 2025 It’s time, I’m overdue. First, hello! Yes, I realize it’s been a while since I last sent out anything. Last sendout was in mid-June. The summer has really whipped by, with a mix of being too busy at work, busy with the kids at home […]
Not sure if you’re insured, insurable, or uninsured? Originally emailed out to newsletter list on April 7th, 2025. If you have less than 20% down on a purchase, it’s high ratio insured, no question. Easy peasy. If you have 20% or more down, your loan could either be insurable, or uninsured. Whether you’re insurable or […]