Mortgage Lender Options
When considering your mortgage lender, you will want to factor in prepayment penalties and options the lender may give you to payoff your mortgage faster. You may also want to consider if the lender is offering you any additional products you may find useful, such as a line of credit or other banking services.
Generally, the banks will offer you a range of financial services, while specialized mortgage lenders only offer mortgages.
While the above factors may affect your decision, ultimately, the largest two factors to consider are, which lender will approve my mortgage, and which lender is offering the lowest rate?
Why Olympic Mortgages
Purchasing a home is an exciting time, with lots to do. At Olympic Mortgages, we help you from your pre-approval, right up until you get your keys. We have a step by step mortgage process which helps you stay organized and stress free. We also coordinate with your realtor and lawyer, making sure everyone involved is up to date.
Lenders also require an abundance of documentation, but we’re here to help. Our documentation system makes it easy to gather and sort out what you need for your approval. We’ll send you reminders of anything that’s still needed, and keep track of the documents you’ve already sent in.
What it comes down to is advice, and service. Sure, we offer the same low rates as mortgage brokers in Victoria. However, we go above and beyond to make sure you are getting the top notch service you deserve. We also offer you REAL financial advice and insights, which you’ll definitely find useful not only for your property purchase, but for your overall financial picture.