Since 2009, the Olympic Mortgage team has assisted thousands of local Victoria, BC homebuyers in securing their dream homes. With the highest number of Google reviews in Victoria, you can trust us to get your mortgage done—and done right.
Whether buying a house, looking for new financial options, or refinancing the one you’re in, you’ll always get our amazing service commitment to you. And of course you’ll get the lowest rates, it’s what we do! That's why we are consistently rated as Victoria’s #1 Mortgage Broker.
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Mortgage insurance is designed to protect the lender if you default on your loan. It’s typically required when you make a down payment of less than 20% of the home's purchase price. This insurance, often provided by the Canada Mortgage and Housing Corporation (CMHC), Genworth Financial, or Canada Guaranty, helps borrowers qualify for a mortgage with a smaller down payment by reducing the lender’s risk. The insurance premium can be added to your mortgage balance or paid upfront. If you make a down payment of 20% or more, mortgage insurance is usually not required.
Is Summer Over, Already? Is everyone asking the same question? I’ve been here in Victoria coming on 20 years now. I’m from Calgary, where, other than the freak snowfall that lasts for a day in August (specifically in 1994 from what I remember), or the 3 day Chinook which brought summer weather in February, the […]
Time Flies. Well it’s been a month or so since my last update. Too long, I know! Kids are out of school, phone is ringing, things are busy. Is the market on fire with lots of deals happening? Not quite. There’s more people kicking at the can, finding out what their options are, and taking […]
Editorial Note When I think about social media and big news announcements, mostly everyone is regurgitating the same content. I saw it 1000 times yesterday. The variable rate dropped! Contact me to find out how this affects you! I get it. Everyone’s trying to use interest rates as a talking point to spur on business. It’s easy […]