Having a good credit score is crucial when applying for a mortgage. Here are three simple tips to help you ensure your credit score stays top notch!
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Article originally sent out by email on August 10, 2025 It’s time, I’m overdue. First, hello! Yes, I realize it’s been a while since I last sent out anything. Last sendout was in mid-June. The summer has really whipped by, with a mix of being too busy at work, busy with the kids at home […]
Not sure if you’re insured, insurable, or uninsured? Originally emailed out to newsletter list on April 7th, 2025. If you have less than 20% down on a purchase, it’s high ratio insured, no question. Easy peasy. If you have 20% or more down, your loan could either be insurable, or uninsured. Whether you’re insurable or […]
An insider article from mortgage guru Rob McLister prompted me to get this important message out: Underwriting is tightening up at the banks. Not just from what I’m reading in the paper, but also seeing it on my lending submissions too. I’m seeing it happen in realtime. What Does “Underwriting Tightening” Mean? Underwriting is the […]